General Liability
Core bodily injury and property damage coverage for metal erection operations, protecting you against third-party claims arising from your job site activities, falling objects, and structural work.
Metal erection is one of the most hazardous trades in construction — working at height, handling heavy structural steel, and operating on active job sites creates exposures that standard liability policies often exclude. Soma specializes in placing general liability coverage built specifically for metal erection contractors, getting you insured fast, at the right price, with carriers who understand your work.
Comprehensive liability coverage options designed for the unique risks metal erection contractors face on every job site.
Core bodily injury and property damage coverage for metal erection operations, protecting you against third-party claims arising from your job site activities, falling objects, and structural work.
Protection against liability claims that arise after a metal erection project is finished, covering structural defects or failures discovered long after project handover and sign-off.
Coverage for structural steel and materials during construction, protecting against damage to the project itself from fire, theft, vandalism, or weather events before completion.
Broader contractor program coverage including tools and equipment, installation floaters for materials in transit, and contractor liability tailored to specialty steel trade operations.
Commercial auto coverage for trucks, flatbeds, and vehicles used to transport steel materials, equipment, and crew to and from metal erection job sites.
Soma's expert Risk Management Team analyzes your metal erection operations and structures the right coverage program — fast, at the right price, with carriers that understand ironwork.
Metal erection contractors routinely face declinations from standard commercial markets — the elevation hazards, heavy load operations, and structural liability exposures simply fall outside most carriers' appetite. Soma works with specialty markets including Chubb, Kinsale, and Liberty Mutual who understand ironwork inside and out. We place general liability coverage that satisfies contract, lender, and owner certificate requirements, with fast turnaround through a single application — no chasing brokers, no waiting weeks for a quote.
See how metal erection contractors across the country have secured coverage through Soma — fast, affordable, and built for their trade.
Soma is the fastest brokerage for complex, hard-to-insure businesses — including specialty trades that standard brokers routinely decline.
We access hundreds of specialty carriers with direct appetite for metal erection and structural steel contractor risks.
Get quotes from multiple top-rated carriers with a single application — no redundant paperwork or repeated underwriting submissions.
Our expert Risk Management Team moves quickly — placing coverage that others won't, without the weeks of waiting typical brokers require.
We structure your general liability policy to satisfy GC, owner, and lender certificate requirements specific to structural and ironwork trade contracts.
Specialist brokers who understand the complexity of contractor liability coverage.
Soma was built with a single conviction: complex businesses deserve better insurance than the market has traditionally offered them. Metal erection contractors are among the hardest risks to place in commercial insurance — high-hazard operations, elevated exposures, and specialty SIC codes that most standard brokers won't touch. Soma's Risk Management Team has processed thousands of businesses across construction and specialty trades, developing deep carrier relationships with markets like Chubb, Kinsale, and Liberty Mutual that actively write ironwork and structural steel erection risks. We replace the slow, frustrating broker experience with a smarter, faster approach — analyzing your operations, matching you with the right market, and binding coverage that actually reflects what you do. Metal erection contractors across the country rely on Soma to stay insured, stay compliant, and stay focused on the job.
Metal erection is classified as a high-hazard construction trade due to work-at-height exposures, heavy structural steel handling, and significant completed operations liability. Most standard commercial carriers exclude or heavily restrict structural steel erection, placing it in the specialty or excess & surplus lines market. Soma works exclusively with carriers that have underwriting appetite for ironwork and metal erection operations.
Talk to a Soma specialist today and get straight answers about insuring your metal erection business.
Authorized access to excess and surplus lines markets for hard-to-place contractor risks
Recognized for ethical business practices and customer trust standards
Authorized to place coverage through Chubb, a top-rated specialty carrier
Submit your details below and a Soma Risk Management specialist will reach out to analyze your operations and secure the right coverage — fast, at the right price, with no broker runaround.