Wrongful Termination Coverage
Protects your electrical contracting business against claims alleging unlawful or unjustified dismissal of field workers, apprentices, or office staff, covering legal defense costs and settlements.
Electrical contracting businesses face unique workforce challenges—from managing field crews and apprentices to navigating labor regulations on job sites. Soma's Employment Practices Liability Insurance (EPLI) protects your electrical contracting business against costly claims of wrongful termination, discrimination, harassment, and wage disputes, keeping your operations protected and compliant.
Comprehensive EPLI coverage options designed to protect electrical contractors from workforce-related legal claims and exposures.
Protects your electrical contracting business against claims alleging unlawful or unjustified dismissal of field workers, apprentices, or office staff, covering legal defense costs and settlements.
Covers claims of workplace discrimination based on race, gender, age, or disability, as well as sexual harassment allegations arising from job sites or company premises.
Addresses claims related to unpaid overtime, misclassified employees, or improper pay practices—common risks in electrical contracting where crews often work irregular hours.
Extends protection beyond employees to include claims brought by clients, subcontractors, or vendors who allege discriminatory or harassing conduct by your workforce.
Covers allegations that employees were penalized or terminated for reporting safety violations, whistleblowing, or exercising legally protected workplace rights.
Soma's Risk Management Team analyzes your electrical contracting workforce exposures and structures the right EPLI program to reduce claims risk and secure coverage at the right price.
Electrical contractors operate with diverse, mobile workforces—journeymen, apprentices, subcontractors, and office personnel—each representing distinct employment practices exposures. A single wrongful termination or harassment claim can cost tens of thousands in legal fees alone. Soma partners with specialty carriers like Chubb, Markel, and Nationwide to place EPLI coverage tailored to your trade, ensuring your business is protected regardless of workforce size or project complexity.
See how electrical contractors across the industry have protected their businesses with Soma's EPLI solutions.
Soma combines specialty market access, deep industry knowledge, and unmatched speed to get electrical contractors the right EPLI protection fast.
We place EPLI through top-rated carriers like Chubb, Markel, and Nationwide—markets with deep appetite for contractor risks others decline.
Our team understands the unique workforce exposures of electrical contractors, from union crews to non-union apprentices on complex project sites.
No waiting weeks for coverage—Soma delivers EPLI quotes quickly through a single application, so your business stays protected without delays.
One application covers your entire insurance program. Soma's Risk Management Team handles placement, compliance, and renewal with zero hassle.
Expert risk advisors dedicated to protecting electrical contracting businesses.
Soma was built to solve a real problem: complex businesses—especially specialty trades like electrical contractors—were being underserved by traditional brokers who lacked the carrier relationships and expertise to place their coverage efficiently. Soma's Risk Management Team has processed thousands of businesses, taking the time to understand each operation and match it with the right markets at the right price. We work with leading specialty carriers including Chubb, Markel, Kinsale, Nationwide, and Liberty Mutual. Whether you run a small electrical shop or manage multi-trade commercial projects, Soma delivers fast, complete, and affordable insurance programs that standard brokerages simply can't match—all through one streamlined application.
A common example is a former electrician filing a wrongful termination claim, alleging they were let go due to age discrimination. EPLI would cover your legal defense costs, attorney fees, and any settlement or judgment awarded—expenses that can easily reach $50,000 or more even if the claim is ultimately dismissed.
Talk to a Soma risk advisor for a free consultation tailored to your electrical contracting business.
Placing coverage through one of the world's most trusted insurers.
Recognized access to Markel's specialty contractor insurance markets.
Committed to trust, transparency, and ethical business practices.
Complete the form below and a Soma risk advisor will reach out to understand your business, assess your employment practices exposures, and deliver a competitive EPLI quote fast—no waiting, no chasing brokers.