Motor Truck Cargo
Protect the freight you haul with inland marine cargo coverage. Whether you're hauling general commodities or specialty loads, Soma places cargo policies that match your commodity type and route profile.
Starting a trucking operation is a bold move — but getting insured shouldn't slow you down. Soma specializes in placing trucking coverage for new ventures, including hard-to-insure operators, new DOT numbers, and drivers with violations. From cargo to liability, we work with top-rated carriers like Chubb, Progressive, and Kemper to get you road-ready fast.
Comprehensive trucking coverage built for new ventures, owner-operators, and growing fleets — placed fast through top-rated carriers.
Protect the freight you haul with inland marine cargo coverage. Whether you're hauling general commodities or specialty loads, Soma places cargo policies that match your commodity type and route profile.
Cover third-party bodily injury and property damage claims arising from on-road accidents. Soma places liability coverage even for drivers with prior violations or limited operating history.
Protect your trucks and equipment from collision, theft, and non-collision losses. Coverage is structured to match your fleet's value and usage, whether you own one truck or an entire fleet.
Stay covered when operating non-owned trailers under an interchange agreement. Soma secures trailer interchange coverage for owner-operators and fleet operators working with multiple carriers.
Soma handles all required DOT and FMCSA filing requirements seamlessly, ensuring your new authority is compliant and active without delays that can stall your first dispatch.
Consolidate coverage for all your fleet vehicles under a single commercial auto policy. Ideal for new ventures scaling from one truck to a regional fleet with consistent, manageable premiums.
New trucking ventures face a frustrating reality — most brokers won't touch a new DOT number. Soma is built differently. We specialize in placing coverage for new authorities, owner-operators, drivers with violations, and specialty commodity haulers that standard markets routinely decline. Working with Chubb, Progressive, Kemper, and Ascend, our Risk Management Team analyzes your operation and delivers a competitive quote fast — so you're not sitting idle waiting weeks to hit the road.
See how new trucking ventures got insured fast and hit the road with confidence through Soma.
Soma is the fastest, most reliable brokerage for trucking businesses that others won't insure — here's what sets us apart.
We place coverage for new DOT numbers, first-time operators, and hard-to-insure trucking risks that standard brokers decline.
Access Chubb, Progressive, Kemper, and Ascend — carriers with deep appetite for trucking risks across all commodity types and fleet sizes.
No waiting weeks or chasing brokers. Our Risk Management Team analyzes your operation and delivers competitive quotes with speed.
We manage all federal filing requirements seamlessly, so your authority stays compliant and you can dispatch without regulatory delays.
Expert risk managers dedicated to getting your trucking operation insured fast.
Soma was built to solve a problem that thousands of trucking businesses face every year — being turned away by standard brokers because their risk profile is too complex, their authority too new, or their commodity too specialized. We assembled a Risk Management Team with deep expertise in commercial trucking insurance, building direct relationships with top-rated carriers including Chubb, Progressive, Kemper, and Ascend. Our team has processed thousands of businesses across every trucking vertical, from single-truck owner-operators to growing regional fleets. We understand the pressure of a new venture launch and work fast to get you covered, compliant, and on the road — because every day without coverage is a day of lost revenue.
A $20 million public liability (commercial auto liability) policy for a trucking operation typically costs significantly more than standard limits and is usually structured as a primary policy plus an umbrella or excess layer. For most trucking ventures, annual premiums for this level of coverage range broadly depending on fleet size, commodity, driving radius, and loss history. Soma can structure and quote the right liability tower for your specific operation quickly.
Talk to a Soma trucking specialist — free consultation, no obligation.
Direct placement authority with Chubb, Progressive, Kemper & Ascend
Recognized for placing hard-to-insure trucking risks others decline
Trusted for seamless DOT and FMCSA filing on behalf of clients
Share your operation details and a Soma trucking specialist will review your risk and deliver a competitive, bindable quote — fast. No waiting weeks, no chasing brokers.