Soma Insurance: same-day insurance for small business owners

A real person answers. Fair prices from 30+ insurers.

or call (302) 213-6772
Serving businesses nationwide
“I was panicking, and you made everything easy and calming.”
HVAC repair · MS

    What we cover

    One call. 30+ insurers.

    Covered when it counted.

    “Soma’s been a huge help to getting us insured last minute.”

    Landscaping company · MA
    A toddler’s hands playing with wooden blocks on a table

    “We needed insurance for our childcare center at the last minute and Soma went above and beyond to help us secure the coverage we needed.”

    Child care center · MO
    “After numerous dead end calls and countless calls for daycare insurance, Soma was able to assist and insure me in minutes. … it was such a relief knowing my needs were being met.”
    Daycare · CA
    “It was amazing with your ability to make it possible for me to obtain my policy.”
    Remodeling · CT
    “If I was in person, I could hug your neck because you have been a lifesaver, Soma. Oh my gosh… You came through for us. You really did.”
    Tree service · MS
    “Your team is the best I’ve had. I asked for a certificate and in less than 5 minutes I have it sent…”
    Roofing contractor · FL
    “My old insurance gave me a number to call, but I called it and they didn’t answer, so I called you guys.”
    Concrete contractor · FL
    “Soma was very flexible in helping me get insurance without having the budget! I 1000% recommend them!”
    Childcare · OH

    Why owners call us.

    A real person answers.
    Certificates fast.
    Fair prices, compared.
    Often covered the same day.

    Risks others won’t write.

    Six no’s.Six policies.

    Remodeler · CANon-renewed over one open claim
    Preschool · COTheir carrier quit childcare
    Security guards · TXComp turned down by 10+ markets
    Oilfield electrical · TXQuote pulled over a past claim
    Child care fleet · CAVans carrying kids, no auto market
    Crane service · the WestUninsured and declined on day one

    Turned down? We’ll re-shop it today.

    Covered in three steps.

    01Call us.
    02We compare quotes.
    03You’re covered, certificate sent.

    Questions

    (302) 213-6772

    Often the same day. Most of our customers have coverage that starts the day they first reach us. Some insurers review an application first; when that happens, we tell you up front.

    Yes. Tell us who needs proof and we send the certificate of insurance straight to them, and help with additional insured requests.

    It depends on your trade, size, payroll, location and claims history. We compare quotes from 30+ insurers and walk you through the options, so you can choose on price and coverage. Many policies can be paid monthly.

    Most businesses start with general liability. Workers’ comp is required in most states once you have employees, and commercial auto covers vehicles you use for work. If a client, landlord or license sets requirements, send them to us and we’ll match them.

    We walk you through what you need and what your clients, landlord or state require.

    We shop specialty markets that write your trade and find the right fit.

    Yes. Soma Insurance Services Inc. is a licensed insurance agency, NPN 21782839. You can check our license with your state’s insurance department.

    Let’s get you covered today.

    Need a certificate? Tell us who needs it. We send it.

    or call (302) 213-6772

    After you buy: certificates, renewal re-shops and audit help.

    Get a quote

    A few details. A real person calls you back.

    Thanks, we’ve got it.

    We’ll be in touch soon with your options.

    (302) 213-6772