Soma Insurance: same-day insurance for small business owners
A real person answers. Fair prices from 30+ insurers.
“I was panicking, and you made everything easy and calming.”
What we cover
One call. 30+ insurers.
Covered when it counted.

“Soma’s been a huge help to getting us insured last minute.”
Landscaping company · MA
“We needed insurance for our childcare center at the last minute and Soma went above and beyond to help us secure the coverage we needed.”
Child care center · MO“After numerous dead end calls and countless calls for daycare insurance, Soma was able to assist and insure me in minutes. … it was such a relief knowing my needs were being met.”
“It was amazing with your ability to make it possible for me to obtain my policy.”
“If I was in person, I could hug your neck because you have been a lifesaver, Soma. Oh my gosh… You came through for us. You really did.”
“Your team is the best I’ve had. I asked for a certificate and in less than 5 minutes I have it sent…”
“My old insurance gave me a number to call, but I called it and they didn’t answer, so I called you guys.”
“Soma was very flexible in helping me get insurance without having the budget! I 1000% recommend them!”
Why owners call us.
Risks others won’t write.
Six no’s.Six policies.
Turned down? We’ll re-shop it today.
Covered in three steps.
Questions
(302) 213-6772Often the same day. Most of our customers have coverage that starts the day they first reach us. Some insurers review an application first; when that happens, we tell you up front.
Yes. Tell us who needs proof and we send the certificate of insurance straight to them, and help with additional insured requests.
It depends on your trade, size, payroll, location and claims history. We compare quotes from 30+ insurers and walk you through the options, so you can choose on price and coverage. Many policies can be paid monthly.
Most businesses start with general liability. Workers’ comp is required in most states once you have employees, and commercial auto covers vehicles you use for work. If a client, landlord or license sets requirements, send them to us and we’ll match them.
We walk you through what you need and what your clients, landlord or state require.
We shop specialty markets that write your trade and find the right fit.
Yes. Soma Insurance Services Inc. is a licensed insurance agency, NPN 21782839. You can check our license with your state’s insurance department.
Let’s get you covered today.
Need a certificate? Tell us who needs it. We send it.
After you buy: certificates, renewal re-shops and audit help.

