General Liability
Core general liability coverage protecting your business from third-party bodily injury, property damage, and personal injury claims. Soma places coverage across every category, including hard-to-insure businesses.
Protecting your business starts with the right general liability coverage. From bodily injury claims to property damage and advertising liability, Soma helps businesses across every industry secure comprehensive, affordable protection fast — with one application, expert risk analysis, and access to hundreds of top-rated carriers. Don't leave your business exposed; get covered today.
Comprehensive general liability solutions tailored to your business type, industry, and unique risk profile.
Core general liability coverage protecting your business from third-party bodily injury, property damage, and personal injury claims. Soma places coverage across every category, including hard-to-insure businesses.
Errors and omissions coverage for businesses providing professional services. Protects against claims of negligence, mistakes, or failure to deliver services as promised to clients.
Soma's expert Risk Management Team analyzes your operations and structures the right coverage at the right price, replacing traditional brokers with a smarter, faster, seamless insurance experience.
One application delivers tailored general liability quotes for retail, hospitality, construction, healthcare, tech, manufacturing, and more — coverage customized precisely to your operations and risk exposure.
Protect your business premises, equipment, and assets alongside your general liability policy. Soma specializes in placing property coverage for complex and hard-to-insure commercial operations.
Extend your business protection beyond physical risks with cyber liability coverage addressing data breaches, ransomware, and digital threats that increasingly impact businesses of every size and industry.
Every business faces the unexpected — a customer slip, accidental property damage, or an advertising dispute can result in costly claims. Soma's general liability insurance is designed to cover businesses across all industries, including complex and hard-to-insure operations that standard brokers turn away. Working with top-rated carriers like Chubb, Nationwide, and Liberty Mutual, Soma's Risk Management Team moves fast, analyzes your specific risks, and secures comprehensive coverage at a competitive price through a single streamlined application.
See how Soma has helped businesses across industries secure the right general liability coverage, fast.
Soma redefines how businesses find and secure general liability coverage — faster, smarter, and more comprehensively than traditional brokers.
No waiting weeks for quotes — Soma's team analyzes your business and places coverage fast with same-day turnaround.
Soma specializes in placing general liability for complex businesses others won't insure, across every industry category.
Dedicated risk management specialists evaluate your operations and structure coverage precisely matched to your exposure and budget.
A single application unlocks competitive quotes from hundreds of top-rated carrier partners including Chubb, Nationwide, and Liberty Mutual.
Experienced insurance professionals dedicated to protecting businesses of every size and complexity.
Soma was built to solve a problem every business owner knows too well — getting the right insurance is slow, confusing, and often ends with a broker who can't place your risk. Soma's team of specialist underwriters and risk managers has processed thousands of businesses, developing deep expertise across retail, construction, hospitality, healthcare, tech, manufacturing, and beyond. Working with an elite network of carriers including Chubb, Markel, and Liberty Mutual, Soma delivers general liability and commercial insurance programs that are complete, fast, and affordable — even for the most complex and hard-to-insure operations. Soma's mission is simple: replace the outdated brokerage model with a smarter, seamless experience that gets every business properly covered at the right price.
General liability insurance is a foundational business policy that protects against third-party claims of bodily injury, property damage, and personal or advertising injury. For example, if a customer is injured on your premises or your operations accidentally damage someone's property, general liability covers legal defense costs, settlements, and judgments. It is typically required by landlords, clients, and licensing bodies.
Speak with a Soma risk specialist today and get clarity on the right coverage for your business.
Recognized for trusted business practices and integrity
Authorized to place coverage with top-rated carrier Chubb
Accredited access to hundreds of specialty and surplus lines carriers
Fill out our quick form and a Soma risk specialist will analyze your business and deliver competitive coverage options fast — no waiting, no runaround.