Patient Data Breach Coverage
Covers costs arising from unauthorized access to protected health information (PHI), including patient notification, credit monitoring, forensic investigation, and legal defense aligned to HIPAA requirements.
Healthcare professionals face some of the most severe cyber threats of any industry — patient data breaches, ransomware attacks, and HIPAA violations can cost practices millions. Soma structures cyber liability coverage specifically aligned to healthcare exposures, giving physicians, clinics, and allied health providers fast, compliant protection before the next threat strikes.
Comprehensive cyber coverage built around the unique data, regulatory, and operational risks healthcare professionals face every day.
Covers costs arising from unauthorized access to protected health information (PHI), including patient notification, credit monitoring, forensic investigation, and legal defense aligned to HIPAA requirements.
Provides financial protection and incident response support when ransomware locks critical clinical systems, covering ransom negotiations, recovery costs, and business interruption losses during system downtime.
Covers legal fees, regulatory investigation costs, and covered fines resulting from HIPAA enforcement actions or state privacy law violations triggered by a cyber event or accidental data exposure.
Protects your practice against third-party claims arising from a failure of your network security — including transmission of malware to patients, partner providers, or vendors connected to your systems.
Replaces lost revenue and covers extra expenses when a cyber attack forces a clinic or practice to suspend or limit operations, keeping your finances stable during recovery.
Soma's expert Risk Management Team analyzes your healthcare practice's specific cyber exposures and structures a policy that fills coverage gaps, ensuring you're insured at the right price without overpaying.
Healthcare is the most targeted industry for cyberattacks — and the most heavily regulated. A single breach involving protected health information triggers simultaneous HIPAA obligations, state notification laws, and potential OCR investigation. Soma works with leading specialty markets including CRC Group, Chubb, and Kinsale to structure cyber liability programs precisely calibrated to your practice size, patient volume, and data footprint — so you stay compliant, covered, and operational.
See how Soma has helped healthcare professionals secure fast, compliant cyber coverage when they needed it most.
Soma combines deep healthcare insurance expertise with unmatched carrier access to deliver fast, compliant cyber coverage tailored to your practice.
Our team understands HIPAA, OCR enforcement, and the cyber threats unique to clinical environments — not generic IT risks.
We place coverage through leading specialty markets — Chubb, Kinsale, CRC Group — that standard brokers cannot access for healthcare risks.
Get competitive cyber liability quotes for your healthcare practice with a single application — no weeks of waiting or chasing brokers.
Whether you're a solo physician, multi-site clinic, or allied health provider, Soma places cyber coverage that standard markets routinely decline.
A specialist team dedicated to complex, hard-to-place business insurance.
Soma is built on a single conviction: complex businesses deserve faster, smarter insurance. As the fastest brokerage for hard-to-insure industries, Soma has processed thousands of businesses across healthcare, technology, finance, and beyond — developing deep carrier relationships with names like Chubb, Kinsale, and Liberty Mutual. For healthcare professionals, that means cyber liability programs that are HIPAA-aligned, competitively priced, and bound without the weeks-long delays that leave practices exposed. Soma's Risk Management Team takes time to understand each client's specific operations, then acts fast to place the right coverage at the right price — delivering a seamless experience from first application to final bind.
Yes — most cyber liability policies designed for healthcare include coverage for HIPAA-related regulatory investigations, defense costs, and certain civil monetary penalties. This includes response costs triggered by a breach of protected health information (PHI) and OCR enforcement proceedings. Soma specifically structures policies aligned to HIPAA requirements, ensuring your coverage responds when a compliance incident occurs rather than leaving gaps in regulatory defense.
Speak with a Soma specialist who understands healthcare cyber risks and HIPAA compliance.
Cyber policies structured to meet HIPAA Security Rule requirements
Backed by Chubb, Kinsale, and CRC Group for healthcare placement
Dedicated team with deep healthcare insurance expertise
Complete one application and our healthcare insurance specialists will structure a HIPAA-aligned cyber liability program matched to your practice's size, risk profile, and budget — with fast turnaround and no broker runaround.