Cyber Liability Coverage
Core cyber liability insurance protecting your restaurant from data breaches, hacking incidents, and third-party claims arising from compromised customer payment or personal data.
Restaurants and food businesses process thousands of customer payment transactions daily, making them prime targets for data breaches and cyberattacks. Soma's cyber liability insurance is purpose-built for the food and hospitality industry — protecting your guest data, point-of-sale systems, and business reputation from costly digital threats. Get fast, affordable coverage tailored to your operation.
Comprehensive cyber protection designed for the unique digital risks faced by restaurants and food businesses.
Core cyber liability insurance protecting your restaurant from data breaches, hacking incidents, and third-party claims arising from compromised customer payment or personal data.
Full breach response coverage including customer notification costs, credit monitoring services, regulatory defense, and PR expenses to protect your restaurant's reputation after an incident.
Coverage for ransomware attacks and point-of-sale system compromises that can halt operations, covering recovery costs, lost revenue, and system restoration expenses.
Replaces lost income when a cyber event forces your food business to halt or limit operations, covering payroll, ongoing expenses, and revenue loss during recovery.
Soma's expert Risk Management Team analyzes your restaurant's unique digital exposure and identifies the right cyber coverage at the right price through a single, fast application.
Purpose-built cyber programs for restaurants, bars, food trucks, catering companies, and multi-location food chains — customized to your operational size and risk profile.
From fast-casual takeout counters to full-service dining rooms, every food business that accepts digital payments or stores customer data carries cyber risk. Soma partners with specialty carriers — including Chubb, Nationwide, and Markel — to deliver cyber liability coverage tailored to hospitality operations. Restaurants face growing exposure from POS breaches, loyalty program hacks, and third-party delivery platform vulnerabilities. Soma gets your coverage placed fast, affordably, and right.
See how Soma has helped restaurants and food operators secure fast, reliable cyber coverage when they needed it most.
Soma is the fastest, most reliable brokerage for complex business insurance — here's what sets us apart for food and hospitality operators.
We place cyber coverage through top-rated carriers like Chubb, Markel, and Nationwide — carriers with deep appetite for hospitality and food business risks.
Get industry-specific cyber insurance quotes with a single application — no weeks of waiting, no chasing brokers across the hospitality sector.
Soma specializes in placing coverage others won't, including restaurants with prior claims history or complex multi-location food operations.
Our dedicated Risk Management Team understands the layered exposures of food businesses — from POS vulnerabilities to third-party delivery platform risks.
Experienced insurance specialists dedicated to protecting food and hospitality businesses.
Soma is the fastest brokerage for complex business insurance, built specifically to serve industries that standard carriers routinely decline. Our Risk Management Team has processed thousands of businesses across hospitality, food service, and beyond — taking the time to understand each operation before acting fast to secure the right coverage at the right price. We partner with hundreds of carriers including Chubb, Markel, Nationwide, and Liberty Mutual, giving food business owners access to specialty markets that most brokers simply cannot reach. Whether you're a single-location diner or a growing restaurant group, Soma replaces the traditional broker experience with a smarter, faster, and more affordable approach to managing cyber and business risk.
Yes. Restaurants process high volumes of credit card transactions, store customer loyalty data, and often use cloud-based POS systems — all of which create significant cyber exposure. A single data breach can trigger regulatory fines, customer notification costs, and reputational harm. Cyber liability insurance covers these costs and helps your business recover quickly without absorbing the full financial impact.
Talk to a Soma specialist for a free consultation tailored to your restaurant's needs.
Placing cyber coverage through one of the world's most respected insurers
Specialty hospitality and cyber market access through Markel
Committed to trust, transparency, and ethical business practices
Fill out the form below and a Soma specialist will reach out to assess your restaurant's cyber risk and deliver a fast, competitive quote — no waiting, no hassle.