CPL Policy Placement
Soma places standalone Contractors Pollution Liability policies through specialty markets, covering bodily injury, property damage, and remediation costs triggered by pollution incidents at or from your job sites.
Contractors face unique pollution exposures on every job site — from fuel spills and dust to chemical releases and mold. Soma's CPL coverage protects contractors against third-party bodily injury, property damage, and cleanup costs arising from pollution incidents. Whether you're a general contractor or specialty trade, get fast, tailored CPL coverage that standard brokers often struggle to place.

Comprehensive CPL coverage solutions for contractors across every trade, project type, and pollution exposure.
Soma places standalone Contractors Pollution Liability policies through specialty markets, covering bodily injury, property damage, and remediation costs triggered by pollution incidents at or from your job sites.
Dedicated pollution liability for general contractors and specialty trades, protecting against claims from fuel spills, dust, mold, asbestos disturbance, and other contaminants released during construction operations.
Bundled contractor insurance programs that pair CPL coverage with General Liability, Completed Operations, and Builder's Risk to satisfy contract and lender requirements with a single application.
Soma's Risk Management Team analyzes your contracting operations, identifies pollution exposures unique to your trade, and structures CPL coverage at the right price — replacing the slow traditional broker experience.
Specialty CPL placement for contractors with complex risk profiles — prior claims, hazardous materials work, environmental remediation contractors, and operations that standard markets routinely decline.
Tailored pollution liability programs for specific contractor types including demolition, excavation, roofing, HVAC, plumbing, and environmental remediation, with coverage customized to your operations and SIC code.
Standard general liability policies routinely exclude pollution events — leaving contractors exposed to costly cleanup demands, third-party injury claims, and regulatory actions with no coverage in place. Soma works with specialty carriers including Chubb, Kinsale, and Markel to place Contractors Pollution Liability coverage that addresses the real exposures contractors face: fuel and chemical spills, mold and microbial contamination, dust and particulate releases, and asbestos disturbance. With one application and a fast quote turnaround, Soma gets contractors properly insured where others can't.

See how Soma has helped contractors get proper CPL coverage where standard brokers fell short.
Soma is built for complex, hard-to-place insurance — and CPL is exactly the kind of coverage where our specialty market access and speed make the difference.
Soma works with top CPL carriers like Chubb, Kinsale, and Markel — markets that standard brokers can't access for complex contractor risks.
Get CPL coverage and bundled contractor programs with a single application, eliminating the paperwork burden that slows down most brokers.
No waiting weeks or chasing brokers — Soma's team analyzes your operations quickly and gets competitive CPL quotes placed at the right price.
Soma specializes in placing contractor risks that standard markets decline, including prior claims, hazmat work, and environmental remediation operations.
Experienced specialists dedicated to placing complex contractor coverage fast.
Soma is built as the fastest and most reliable insurance brokerage for complex and hard-to-insure businesses. Our Risk Management Team has processed thousands of businesses across industries — from general contractors and specialty trades to manufacturers and environmental remediation firms — understanding that every operation carries unique exposures that off-the-shelf policies simply don't address. Contractors Pollution Liability is one of the most frequently misunderstood and under-placed coverages in the construction sector. Soma's specialists take time to understand each contractor's operations, trade type, and project scope, then act fast to place CPL coverage through our network of hundreds of specialty carrier partners, ensuring contractors are properly protected before the next job starts.
Contractor Pollution Liability (CPL) is a specialized insurance policy that covers contractors for third-party bodily injury, property damage, and environmental cleanup costs arising from pollution incidents connected to their work. Because standard general liability policies contain broad pollution exclusions, CPL fills a critical gap for any contractor whose operations involve chemicals, fuel, dust, mold, asbestos, or other contaminants.
Talk to a Soma specialist and get your contractor pollution liability questions answered fast.
Authorized to place CPL coverage through Chubb, a top-rated specialty insurer
Placement authority with leading E&S markets for hard-to-insure contractor risks
Proven track record placing complex CPL risks across thousands of businesses
Share your contractor details and Soma's Risk Management Team will analyze your pollution exposures and get you competitive CPL coverage fast — one application, no delays.