General Liability
Core liability protection for security firms against third-party bodily injury and property damage claims arising from guard operations, patrol activities, or on-site incidents at client locations.
Running a security firm in the USA means operating in one of the highest-liability industries in the country. From armed guard services to surveillance operations, the right insurance coverage protects your business, your employees, and your clients. Soma's risk management specialists place fast, affordable, and tailored insurance programs built specifically for the unique exposures security companies face.
Comprehensive insurance coverage options tailored to protect every aspect of your security business, from operations to personnel.
Core liability protection for security firms against third-party bodily injury and property damage claims arising from guard operations, patrol activities, or on-site incidents at client locations.
Errors and omissions coverage protecting your security company against claims of negligence, failure to perform services, or inadequate protection that results in client financial loss or harm.
Insurance for security patrol vehicles, transport fleets, and company-owned cars used in daily operations, covering liability, physical damage, and driver-related claims across your entire fleet.
Protection for security companies managing surveillance systems, access control data, and client information against data breaches, ransomware, and cyber incidents that expose sensitive records.
Essential coverage for security guards and staff injured on the job, including medical expenses, lost wages, and rehabilitation costs — a legal requirement in most US states for employers.
Soma's expert Risk Management Team analyzes your security business, identifies coverage gaps, and builds a comprehensive insurance program at the right price — replacing the traditional broker experience.
Security companies operate under intense scrutiny — clients, regulators, and courts all expect you to be fully covered. Soma replaces the frustrating traditional broker process with a smarter, faster approach. Our Risk Management Team has processed thousands of businesses across the USA, understanding the unique exposures of armed and unarmed guard services, mobile patrol, and surveillance firms. We place coverage others won't, at the right price, with a seamless single-application experience.
See how Soma has helped security firms across the USA get the right coverage at the right price.
Soma is built differently — we specialize in complex, hard-to-place businesses and deliver faster, smarter coverage than traditional brokers.
Our team understands the unique liability exposures of US security firms and places coverage that standard brokers routinely decline.
No waiting weeks for quotes. Soma's streamlined process gets security companies insured quickly with one straightforward application.
We place insurance for security firms across all 50 US states, working with hundreds of carrier partners to find the right fit for your operations.
Soma's Risk Management Team analyzes your business to structure affordable, customized coverage — no overpaying for policies that don't match your risk profile.
Experienced specialists dedicated to protecting complex businesses across the USA.
Soma is the fastest and most reliable insurance brokerage for complex and hard-to-insure businesses, including security companies operating across the United States. Our Risk Management Team has processed thousands of businesses nationwide, taking time to truly understand each operation before placing coverage. We work with hundreds of carrier partners — including Chubb, Markel, Kinsale, and Liberty Mutual — to secure tailored, affordable programs that standard brokers can't or won't place. Security firms face a uniquely challenging insurance landscape shaped by state licensing requirements, armed guard regulations, and high-liability client contracts. Soma navigates all of it, delivering a seamless, fast, single-application experience that replaces the outdated broker model. Our mission is simple: get your security business insured at the right price, fast.
Most security companies need a core package including General Liability (for third-party bodily injury and property damage), Professional Liability (errors and omissions for service failures), Commercial Auto (for patrol and company vehicles), Workers Compensation (required in most states for employees), and Cyber Liability if you manage surveillance or access control data. Armed guard operations typically require higher liability limits and may need additional endorsements based on state licensing rules.
Talk to a Soma risk specialist for a free consultation and tailored coverage recommendation.
Backed by A-rated carriers including Chubb, Markel, and Liberty Mutual
Recognized for placing complex and hard-to-insure business risks
Streamlined process delivering multi-line quotes with one application
Complete our simple form and a Soma Risk Management specialist will analyze your security business and deliver a tailored coverage quote — fast, with no obligation.
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To help us assist you faster, please include the reason for your message so the relevant team can reach out as soon as possible.