Workers Comp Placement
We analyze your security guard operation, identify the correct class codes (such as 7720 or 8742), and place workers' comp coverage quickly through our network of hundreds of carrier partners at the right price.
Security guard work carries real physical risk — from on-site confrontations to long shifts on hard surfaces. Soma provides fast, affordable workers' compensation coverage purpose-built for security firms and their teams. Whether you run a small patrol operation or a multi-site contract security company, we get you properly covered with the right classification codes and competitive rates, without weeks of waiting.
Comprehensive workers' compensation solutions tailored to the unique risks and classification codes of security guard operations.
We analyze your security guard operation, identify the correct class codes (such as 7720 or 8742), and place workers' comp coverage quickly through our network of hundreds of carrier partners at the right price.
Soma's Risk Management Team evaluates the specific exposures of your security firm — armed vs. unarmed guards, patrol vs. stationary posts — and builds a coverage strategy that protects your team and your bottom line.
Beyond workers' comp, we quote general liability, commercial auto, and professional liability for security companies — all with one application, customized to your operations and delivered fast.
Security firms with prior claims, high-risk assignments, or armed guard divisions are often declined by standard markets. Soma specializes in placing coverage that others won't, across every category of security operations.
Protect your security firm against claims of negligence, failure to prevent loss, or breach of duty. Our professional liability policies are tailored to the specific exposures security contractors face on every assignment.
Security companies operating patrol vehicles, transport units, or mobile response fleets need commercial auto coverage. We place comprehensive vehicle policies alongside your workers' comp under a coordinated insurance program.
Tell us about your guard count, whether your team is armed or unarmed, your patrol areas, and your current payroll. One simple application gives us everything we need to find you the right coverage.
Security companies across the country trust Soma to deliver workers' comp that protects their teams and their operations.
We're not a generalist broker — Soma is purpose-built for complex, hard-to-place business insurance including security industry workers' comp.
We deliver workers' comp quotes fast — no waiting weeks, no chasing brokers, no back-and-forth delays.
We understand armed vs. unarmed classifications, patrol risks, and the class codes carriers use to price security guard coverage.
With access to hundreds of carrier partners, we find competitive rates even for high-risk, armed, or hard-to-place security operations.
A single application gets your security firm quotes across multiple carriers — saving time and eliminating redundant paperwork across your coverage needs.
Specialists who understand security industry insurance inside and out.
Soma is the fastest and most reliable insurance brokerage for complex and hard-to-insure businesses — and security guard companies are exactly the kind of operation we were built to serve. Standard brokers often struggle to correctly classify security guard operations, apply the right workers' comp codes, or find carriers willing to cover armed guard firms with claims history. Soma's Risk Management Team has processed thousands of businesses across high-risk verticals, applying deep industry knowledge to place coverage that others routinely decline. We replace the traditional broker model with a seamless, fast experience — analyzing each operation individually, matching it to the right carriers, and delivering workers' comp at the right price without unnecessary delay.
Class code 8742 applies to outside sales representatives and certain non-manual employees who travel to client locations, while 8810 covers clerical office employees who work exclusively at a desk. Neither applies to active security guards — on-duty guards typically fall under class code 7720 (Security Guard) or similar codes. Misclassifying security personnel as 8742 or 8810 can result in policy gaps and audit penalties, so accurate classification is critical.
Our Risk Management Team is ready to walk you through your options and get your team covered fast.
Preferred access to top-rated specialty carriers including Chubb and Kinsale
Recognized expertise placing coverage others won't for complex risks
Industry-leading turnaround with no waiting weeks for coverage decisions
Fill out the form below and a Soma Risk Management specialist will review your security firm's details and return a competitive workers' comp quote — no lengthy back-and-forth, no delays.
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