Private Security Insurance | Customized Coverage for Security Companies

Security companies operate in high-risk environments where a single incident can threaten your business. Soma delivers customized insurance programs built specifically for private security operations—from armed guard services to patrol contractors—providing fast quotes, right-priced coverage, and the specialized protection your firm needs to stay compliant and confidently operational.
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Our Private Security Insurance Services

Comprehensive, tailored insurance coverage built for the unique risks and liabilities of private security companies.

General Liability

Protect your security firm from third-party bodily injury and property damage claims arising from daily operations. Soma places general liability coverage even for complex, hard-to-insure security businesses.

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Professional Liability

Guard your business against claims of negligence, errors, or omissions in the professional services your security personnel provide to clients on-site or under contract.

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Commercial Auto

Cover your patrol vehicles and security transport fleet under a consolidated commercial auto policy, protecting against accident liability, physical damage, and driver-related claims.

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Cyber Liability

Security companies handling sensitive client data and surveillance systems face growing cyber threats. Soma secures cyber liability coverage to protect against data breaches and ransomware events.

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Risk Management Services

Soma's expert Risk Management Team analyzes your security operation end-to-end, replacing traditional broker friction with a smarter, faster way to identify gaps and place the right coverage at the right price.

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Industry-Specific Coverage

From armed guard services to event security contractors, Soma provides industry-specific coverage packages tailored to your exact security operations—fast, affordable, and submitted through one application.

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Customized Security Coverage

Insurance Built for the Risks Security Companies Face Daily

Private security firms operate in one of the most liability-intensive industries in commercial insurance—standard brokers routinely struggle to place competitive coverage for armed guards, patrol contractors, and event security operators. Soma's specialist team works directly with top-rated carriers like Chubb, Markel, and Kinsale to structure programs that address your firm's exact exposure profile. One application. Fast turnaround. Coverage that actually fits.

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Trusted By Security Firms

Success Stories

Discover how Soma has helped private security companies secure fast, right-priced coverage when others couldn't.

"Soma's Risk Management Services transformed how we handle security coverage. Their team understood our operations and placed private security insurance faster than any broker we've worked with before."

Marcus Reid

"We couldn't find anyone willing to cover our contract security business until Soma stepped in. Their General Liability expertise and carrier relationships got us insured in days, not weeks."

Jennifer Chen

"Soma's private security insurance solutions are the fastest in the market. They matched us with Chubb and Liberty Mutual, giving us competitive rates without the runaround other brokers create."

David Kowalski

"Our quote turnaround with Soma was incredible—48 hours for comprehensive security coverage including General Liability and Commercial Auto. They actually listened to our unique risks."

Priya Patel

"Soma's affordable pricing on our security firm's General Liability coverage saved us 30% annually versus our previous broker. Their Risk Management Team knows exactly what we need."

Robert Martinez

"We've been with Soma for two years now. They've managed our evolving Commercial Auto and General Liability needs seamlessly, always delivering the right coverage at the right price."

Lisa Thompson

"Soma's Professional Liability and Cyber Liability expertise gave us confidence in our security operations coverage. Their specialists understand armed and unarmed security exposures thoroughly."

Anthony Russo

"As a security contractor, finding private security insurance was challenging until Soma matched us with the right carriers. Their Industry-Specific Coverage approach means we're never underinsured."

Sarah Williams

"Soma's Risk Management Services transformed how we handle security coverage. Their team understood our operations and placed private security insurance faster than any broker we've worked with before."

Marcus Reid

"We couldn't find anyone willing to cover our contract security business until Soma stepped in. Their General Liability expertise and carrier relationships got us insured in days, not weeks."

Jennifer Chen

"Soma's private security insurance solutions are the fastest in the market. They matched us with Chubb and Liberty Mutual, giving us competitive rates without the runaround other brokers create."

David Kowalski

"Our quote turnaround with Soma was incredible—48 hours for comprehensive security coverage including General Liability and Commercial Auto. They actually listened to our unique risks."

Priya Patel

"Soma's affordable pricing on our security firm's General Liability coverage saved us 30% annually versus our previous broker. Their Risk Management Team knows exactly what we need."

Robert Martinez

"We've been with Soma for two years now. They've managed our evolving Commercial Auto and General Liability needs seamlessly, always delivering the right coverage at the right price."

Lisa Thompson

"Soma's Professional Liability and Cyber Liability expertise gave us confidence in our security operations coverage. Their specialists understand armed and unarmed security exposures thoroughly."

Anthony Russo

"As a security contractor, finding private security insurance was challenging until Soma matched us with the right carriers. Their Industry-Specific Coverage approach means we're never underinsured."

Sarah Williams

"Soma's Risk Management Services transformed how we handle security coverage. Their team understood our operations and placed private security insurance faster than any broker we've worked with before."

Marcus Reid

"We couldn't find anyone willing to cover our contract security business until Soma stepped in. Their General Liability expertise and carrier relationships got us insured in days, not weeks."

Jennifer Chen

"Soma's private security insurance solutions are the fastest in the market. They matched us with Chubb and Liberty Mutual, giving us competitive rates without the runaround other brokers create."

David Kowalski

"Our quote turnaround with Soma was incredible—48 hours for comprehensive security coverage including General Liability and Commercial Auto. They actually listened to our unique risks."

Priya Patel

"Soma's affordable pricing on our security firm's General Liability coverage saved us 30% annually versus our previous broker. Their Risk Management Team knows exactly what we need."

Robert Martinez

"We've been with Soma for two years now. They've managed our evolving Commercial Auto and General Liability needs seamlessly, always delivering the right coverage at the right price."

Lisa Thompson

"Soma's Professional Liability and Cyber Liability expertise gave us confidence in our security operations coverage. Their specialists understand armed and unarmed security exposures thoroughly."

Anthony Russo

"As a security contractor, finding private security insurance was challenging until Soma matched us with the right carriers. Their Industry-Specific Coverage approach means we're never underinsured."

Sarah Williams
The Soma Difference

Why Choose Soma for Your Security Insurance?

Soma brings speed, expertise, and carrier access that traditional brokers simply can't match for security companies.

Hard-to-Place Expertise

Soma specializes in placing coverage others won't, including armed guard firms and high-risk security contractors that standard markets decline.

Top Carrier Access

Hundreds of carrier partners—including Chubb, Markel, and Kinsale—mean more options and more competitive rates for your security firm.

Fast Quote Turnaround

No waiting weeks for a response. Soma's streamlined process delivers security insurance quotes fast, through a single application with no broker runaround.

Right-Priced Coverage

Soma's Risk Management Team analyzes each security operation individually to ensure you pay the right price—not a blanket rate built for someone else's business.

Meet the Soma Insurance Team

Specialists who understand the complexity of security industry risk.

Soma was built to solve a problem that every complex business faces: standard brokers can't—or won't—place the coverage you actually need. The security industry sits at the intersection of high liability, workforce risk, and regulatory scrutiny, making it one of the most challenging verticals in commercial insurance. Soma's Risk Management Team has processed thousands of businesses across hard-to-insure industries, and private security is a space where our carrier relationships and placement expertise make a measurable difference. We work with top-rated markets including Chubb, Markel, and Kinsale to secure competitive, compliant programs for armed guard firms, patrol companies, and event security operators—delivered fast, without the friction.

One ApplicationAll the coverage your security company needs through a single streamlined process
500+ Insurance ProsConnected through the Soma network to serve your business
Thousands of BusinessesSuccessfully placed across complex and hard-to-insure industries

Frequently Asked Questions

How much does private security insurance cost?

Private security insurance costs vary based on the number of guards employed, whether they are armed or unarmed, the types of contracts you hold, and your claims history. General liability alone can range from $1,500 to $10,000 or more annually. Armed guard operations, event security, and firms with prior incidents typically face higher premiums. Soma analyzes your specific operation to find the most competitive rate available through our carrier network.

What types of insurance does a private security company need?

Can armed security companies get insurance through Soma?

Does private security insurance cover incidents involving guards on duty?

How long does it take to get a security insurance quote through Soma?

Is professional liability required for private security companies?

Do security companies need commercial auto insurance for patrol vehicles?

Can Soma place insurance for security companies that have been declined elsewhere?

Still Have Questions About Security Insurance?

Speak directly with a Soma specialist who understands the security industry's unique risks.

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BBB Accredited Business

Recognized for trustworthy business practices and customer commitment.

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Specialty Market Access

Endorsed placement partner with Chubb, Markel, and Kinsale for complex risks.

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Risk Management Certified

Expert team certified in commercial risk analysis and coverage placement.

Get Customized Insurance for Your Security Company — Fast

Submit your details and a Soma Risk Management specialist will reach out to analyze your operation and deliver a competitive, right-priced coverage quote. No delays, no runaround.

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