General Liability
Core protection for security firms against third-party bodily injury, property damage, and personal injury claims arising from guard operations on client premises.
Security firms face unique liability exposures—from on-site incidents to claims of negligence or excessive force. Soma specializes in placing general liability and comprehensive coverage for security guard companies that standard brokers often decline. Get the right protection at the right price, fast, so your firm stays operational and fully covered.

Comprehensive liability and specialty coverage options tailored specifically for security guard companies and private security firms.
Core protection for security firms against third-party bodily injury, property damage, and personal injury claims arising from guard operations on client premises.
Covers claims of negligence, errors, or failure to perform security duties—protecting your firm when clients allege inadequate protection or improper conduct.
Insurance for patrol vehicles and security fleet cars, covering liability and physical damage for vehicles used in the course of security operations.
Protection for security firms that manage access control systems, surveillance data, or client records against data breaches and cyber incidents.
Soma's expert Risk Management Team analyzes your security firm's specific exposures and builds a customized insurance program at the right price, fast.
One application delivers tailored quotes across all coverage lines your security firm needs—bundled for efficiency and priced competitively across hundreds of carrier partners.
Security guard companies operate in high-stakes environments where a single incident can generate costly legal claims. Soma specializes in placing general liability and professional liability coverage for security firms that standard brokers routinely decline—including armed guard operations, event security, and firms with prior claims history. Our Risk Management Team works fast, processing your risk profile and connecting you with top-rated carriers like Chubb, Markel, and Kinsale so your firm gets compliant, competitive coverage without weeks of waiting.

See how security companies across the country secured the right liability coverage through Soma.
Soma is purpose-built for complex, hard-to-insure businesses—and security firms are exactly where we excel.
We place security guard liability coverage that standard brokers decline, including armed operations and high-risk accounts.
Access to Chubb, Markel, Kinsale, and hundreds of other carriers ensures competitive rates tailored to your firm's risk profile.
One application, rapid analysis, and same-day quote turnaround—no chasing brokers or waiting weeks to get insured.
Our dedicated Risk Management Team understands security industry exposures and builds customized programs priced right for your operations.
Specialists who understand the unique risks security firms face every day.
Soma was built to solve a persistent problem in commercial insurance: complex businesses—like security guard firms—being turned away or underserved by traditional brokers. Our Risk Management Team has processed thousands of businesses across industries, developing deep expertise in the liability exposures that define security operations. We work with hundreds of carrier partners, including Chubb, Markel, and Kinsale, to place coverage others won't touch. From armed patrol companies to event security firms, Soma delivers fast, affordable, and compliant insurance programs through a single, seamless application process—no complexity, no unnecessary delays.
Security guard liability insurance premiums vary based on factors including the number of guards, whether they are armed or unarmed, the types of clients served, annual payroll, and claims history. Small unarmed security firms may pay $1,500–$5,000 annually for general liability, while larger or armed operations typically pay more. Soma's Risk Management Team analyzes your specific profile and obtains competitive quotes across hundreds of carriers to find the right price for your firm.
Talk to a Soma specialist who understands security firm liability—get expert guidance and a fast quote.
Partnered with industry-leading carriers including Chubb and Markel
Recognized for integrity and reliable service to business clients
Thousands of complex businesses insured with precision and speed
Submit your details and Soma's Risk Management Team will analyze your security firm's liability exposures and deliver a competitive, tailored quote—fast, with no obligation.
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