Professional Liability (E&O)
Errors and omissions coverage protecting security firms from claims arising out of negligent acts, missed threats, inadequate supervision, or failure to perform contracted security services.
Security companies face unique liability exposure — from failure-to-protect claims to negligent hiring allegations. Soma's E&O coverage for security guards and firms is built for this high-stakes industry, delivering fast quotes, competitive rates, and comprehensive professional liability protection tailored to your operations. Don't leave your security business exposed.
Comprehensive coverage solutions designed specifically for security guard companies and independent contractors.
Errors and omissions coverage protecting security firms from claims arising out of negligent acts, missed threats, inadequate supervision, or failure to perform contracted security services.
Broad coverage for third-party bodily injury and property damage claims arising from on-site security operations, including altercations, wrongful detention, and premises incidents.
Protection for security companies managing surveillance systems, access control data, or client information against data breaches, ransomware, and cyber-related liability claims.
Coverage for patrol vehicles, transport units, and fleets used by security personnel while performing contracted duties, including driver liability and physical damage.
Essential coverage for security guard employers, protecting against on-the-job injury claims from guards exposed to physical confrontations, surveillance work, and high-risk environments.
Soma's expert risk management team analyzes your security operation end-to-end to identify gaps, recommend the right coverage mix, and get you insured fast at the right price.
Security companies operate in high-risk environments where a single incident — a missed threat, a wrongful detention, or a lapse in patrol coverage — can trigger costly legal claims. Soma's professional liability (E&O) programs are purpose-built for security guard firms, placing coverage through specialty markets that understand the industry's unique exposures. We move fast, cut through complexity, and deliver competitive quotes through a single streamlined application.
See how security companies across the country secured the right E&O coverage fast with Soma.
Soma is the fastest and most reliable brokerage for complex, hard-to-place security industry insurance programs.
We access hundreds of carrier partners — including Chubb, Markel, and Kinsale — with genuine appetite for security industry risks.
No waiting weeks for a quote. Soma's risk team analyzes your security operation and binds coverage fast through a single streamlined application.
We specialize in placing coverage that other brokers won't — including high-risk security firms, armed guard operations, and companies with prior claims history.
Soma's expert risk management team structures programs around your actual operations so you never pay for coverage you don't need.
Experienced specialists who understand the insurance needs of security companies.
Soma is the fastest-growing brokerage for complex and hard-to-insure businesses across the United States. We built our platform specifically to serve industries — like private security — that standard commercial brokers routinely turn away. With deep relationships across hundreds of specialty carriers including Chubb, Markel, Kinsale, and Liberty Mutual, Soma's risk management team has processed thousands of businesses and understands the unique liability exposures that security guard companies face daily. Our mission is simple: replace the slow, opaque, broker-driven insurance process with a seamless, tech-enabled experience that gets security firms covered fast, at the right price, without compromise.
Professional liability insurance — also called Errors & Omissions (E&O) — protects security guard companies from claims alleging negligent acts, omissions, or failures in performing contracted security services. This includes claims like failure to prevent theft, inadequate patrol coverage, negligent hiring of guards, or wrongful use of force. It covers legal defense costs and settlements arising from such claims.
Talk to a Soma risk specialist for a free, no-obligation consultation tailored to your security business.
Backed by top-rated carriers including Chubb and Markel
Proven track record placing complex professional liability programs
Recognized for same-day quotes and seamless coverage placement
Fill out our simple application and a Soma risk specialist will reach out with competitive professional liability options for your security business — fast, with no obligation.
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