General Liability
Protects your security firm against third-party bodily injury and property damage claims arising from guard operations at client sites, covering legal defense and settlement costs.
Security guard companies face unique liability exposures — from on-site incidents and client property damage to armed officer risks and worker injuries. Soma's risk specialists compare policies across top-rated carriers to build coverage tailored to your operations. Whether you run a small patrol service or a large contract security firm, get the right protection at the right price, fast.
Comprehensive insurance solutions tailored to the unique risks and liabilities of security guard operations of every size.
Protects your security firm against third-party bodily injury and property damage claims arising from guard operations at client sites, covering legal defense and settlement costs.
Covers claims of negligence, errors, or failure to perform contracted security duties, protecting your business from costly client lawsuits over alleged professional shortcomings.
Essential coverage for security guard injuries on the job — from patrol-related incidents to altercations — ensuring your employees are protected and your business stays compliant.
Covers vehicles used in security patrol operations, mobile guard units, and transport fleets against accident liability, physical damage, and third-party injury claims.
Protects security companies that manage surveillance systems, access control data, or client information from costly data breaches, ransomware attacks, and regulatory penalties.
Soma's expert risk team analyzes your security operations, identifies coverage gaps, and builds a policy program designed to protect your firm at the most competitive price available.
Security guard companies operate in high-stakes environments where a single incident — an altercation, a client injury, or a data breach — can trigger expensive litigation. Soma works with top-rated carriers like Chubb, Kinsale, and Liberty Mutual to compare policies and structure coverage that addresses armed and unarmed guard risks, contract liability, employee injury, and fleet exposure. One application. Multiple quotes. Fast binding — so your business stays protected and operational.
See how security guard companies across the country secured the right coverage fast with Soma.
Soma replaces the slow, fragmented traditional brokerage process with a smarter, faster way to get your security firm fully covered.
We place hard-to-insure security risks others decline, including armed guard firms and high-liability contracts.
We compare policies across hundreds of top-rated carriers including Chubb and Liberty Mutual to secure your best rate.
No waiting weeks for quotes — Soma's team delivers fast, competitive coverage options with one single application.
Our risk management specialists understand security industry exposures and build programs tailored to your exact operations.
Experienced risk specialists dedicated to protecting security businesses.
Soma was built to solve a problem every complex business knows too well — slow brokers, mismatched coverage, and weeks lost chasing quotes. Our team of risk management specialists has processed thousands of businesses across difficult-to-insure verticals, including security guard companies that traditional brokers routinely turn away. We work directly with top-rated carriers like Chubb, Kinsale, Liberty Mutual, and Markel to compare policies, identify gaps, and bind coverage fast. For security companies managing armed patrols, surveillance operations, or large client contracts, Soma delivers the speed, expertise, and carrier access your business demands — with a seamless experience from first application to bound policy.
Most security guard companies require a combination of General Liability, Professional Liability (Errors & Omissions), Workers' Compensation, and Commercial Auto. Armed guard firms may also need specialized assault and battery coverage. Larger operations managing surveillance data should carry Cyber Liability as well. The right combination depends on your contract requirements, workforce size, and whether guards are armed or unarmed.
Speak with a Soma risk specialist for a free policy review tailored to your security business.
Partnered with Chubb, Liberty Mutual, Kinsale & more
Recognized for placing complex and declined business risks
Committed to same-day or next-day bindable quote delivery
Complete one simple form and Soma's risk specialists will compare policies across top-rated carriers to find the right coverage for your security operation — fast, affordable, and tailored to your needs.
To help us assist you faster, please include the reason for your message so the relevant team can reach out as soon as possible.
To help us assist you faster, please include the reason for your message so the relevant team can reach out as soon as possible.