Professional Liability & Malpractice Insurance

When a client claims your advice caused them harm, the cost of your defense alone can be devastating. Soma's professional liability and malpractice insurance programs protect consultants, healthcare providers, and service professionals from negligence claims, errors, and omissions—delivering fast, competitively priced coverage tailored to your profession, so you can focus on your work with confidence.

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Our Professional Liability & Malpractice Insurance Services

Comprehensive professional liability coverage tailored to your profession, from medical malpractice to technology E&O.

Professional Liability (E&O)

Errors and omissions coverage protecting professionals against claims of negligence, missed deadlines, or failure to deliver contracted services. Soma places E&O policies for consultants, advisors, and service firms across all industries.

Medical Malpractice

Purpose-built malpractice coverage for physicians, group practices, allied health professionals, and outpatient clinics. Soma works with specialty markets including CRC Group and Chubb to secure compliant, competitive coverage fast.

Technology E&O

Tech errors and omissions coverage for SaaS companies, IT consultants, and software developers facing claims arising from product failures or service deficiencies. Soma binds same-day packages for growth-stage tech firms.

Financial Services E&O

Errors and omissions coverage for investment advisors, RIAs, and fintech firms, protecting against negligent advice, missed filings, and client financial loss claims through markets including Chubb, Markel, and Hiscox.

Allied Health Professional Liability

Specialized liability coverage for therapists, technicians, and non-physician healthcare practitioners. Soma navigates carrier appetites across every care segment to place coverage that standard brokers routinely decline.

Risk Management Services

Soma's Risk Management Team analyzes your professional exposures and finds the right coverage at the right price, replacing traditional brokerage with a smarter, faster approach to managing liability risk.

Specialized Coverage

Tailored Protection for Every Professional Risk

Professional liability claims can arise without warning—a dissatisfied client, a disputed deliverable, or an alleged oversight can trigger costly legal action regardless of actual fault. Soma's professional liability and malpractice programs are built for this reality. Working with elite specialty carriers like Chubb, Hiscox, Markel, and Kinsale, Soma places coverage for even the most complex, hard-to-insure professional risks—healthcare providers, financial advisors, tech firms, and consultants—through a single, fast application process with no weeks-long waiting.

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Trusted By Professionals

Success Stories

See how Soma has protected professionals and service firms with fast, tailored liability coverage.

"Soma's Risk Management Services transformed how we approach coverage. Their team analyzed our operations deeply and secured professional liability and malpractice insurance at competitive rates. Best decision we made for our practice."

Dr. Sarah Mitchell

"We were repeatedly declined by standard brokers until we found Soma. They placed our complex manufacturing operation's coverage in days, including Product Liability and Completed Operations protection. Finally, a broker that understands hard-to-insure businesses."

James Chen

"As a healthcare facility, finding professional liability and malpractice insurance that covered our entire team—physicians, therapists, and technicians—was critical. Soma delivered a seamless program with one application. Exceptional service."

Michelle Rodriguez

"Our trucking fleet needed coverage fast before we missed contract deadlines. Soma bound us in 48 hours with Cargo, Fleet, and Motor Truck Cargo protection. No waiting weeks—they actually delivered on their promise of speed."

David Kowalski

"Soma's right-price coverage philosophy and affordable insurance options made a real difference to our bottom line. Their Risk Management Team didn't just place policies—they optimized our entire program for value. Transparent, competitive pricing with zero surprises."

Patricia Walsh

"We've worked with Soma for three years across multiple policies—General Liability, Commercial Property, and Tech E&O. Their consistency, responsiveness, and willingness to advocate for us at renewal makes them feel like part of our team, not just a vendor."

Marcus Thompson

"Our retail chain needed Slip & Fall, Product Liability, and Inventory coverage across five locations. Soma's Industry-Specific Coverage approach meant one application captured everything. Their technical knowledge of retail exposures is genuinely impressive."

Amanda Foster

"In our market, professional liability and malpractice insurance providers are limited. Soma's relationships with Chubb, Kinsale, and other specialty carriers give us competitive options others simply can't access. They've become our trusted risk advisor."

Robert Kane

"Soma's Risk Management Services transformed how we approach coverage. Their team analyzed our operations deeply and secured professional liability and malpractice insurance at competitive rates. Best decision we made for our practice."

Dr. Sarah Mitchell

"We were repeatedly declined by standard brokers until we found Soma. They placed our complex manufacturing operation's coverage in days, including Product Liability and Completed Operations protection. Finally, a broker that understands hard-to-insure businesses."

James Chen

"As a healthcare facility, finding professional liability and malpractice insurance that covered our entire team—physicians, therapists, and technicians—was critical. Soma delivered a seamless program with one application. Exceptional service."

Michelle Rodriguez

"Our trucking fleet needed coverage fast before we missed contract deadlines. Soma bound us in 48 hours with Cargo, Fleet, and Motor Truck Cargo protection. No waiting weeks—they actually delivered on their promise of speed."

David Kowalski

"Soma's right-price coverage philosophy and affordable insurance options made a real difference to our bottom line. Their Risk Management Team didn't just place policies—they optimized our entire program for value. Transparent, competitive pricing with zero surprises."

Patricia Walsh

"We've worked with Soma for three years across multiple policies—General Liability, Commercial Property, and Tech E&O. Their consistency, responsiveness, and willingness to advocate for us at renewal makes them feel like part of our team, not just a vendor."

Marcus Thompson

"Our retail chain needed Slip & Fall, Product Liability, and Inventory coverage across five locations. Soma's Industry-Specific Coverage approach meant one application captured everything. Their technical knowledge of retail exposures is genuinely impressive."

Amanda Foster

"In our market, professional liability and malpractice insurance providers are limited. Soma's relationships with Chubb, Kinsale, and other specialty carriers give us competitive options others simply can't access. They've become our trusted risk advisor."

Robert Kane

"Soma's Risk Management Services transformed how we approach coverage. Their team analyzed our operations deeply and secured professional liability and malpractice insurance at competitive rates. Best decision we made for our practice."

Dr. Sarah Mitchell

"We were repeatedly declined by standard brokers until we found Soma. They placed our complex manufacturing operation's coverage in days, including Product Liability and Completed Operations protection. Finally, a broker that understands hard-to-insure businesses."

James Chen

"As a healthcare facility, finding professional liability and malpractice insurance that covered our entire team—physicians, therapists, and technicians—was critical. Soma delivered a seamless program with one application. Exceptional service."

Michelle Rodriguez

"Our trucking fleet needed coverage fast before we missed contract deadlines. Soma bound us in 48 hours with Cargo, Fleet, and Motor Truck Cargo protection. No waiting weeks—they actually delivered on their promise of speed."

David Kowalski

"Soma's right-price coverage philosophy and affordable insurance options made a real difference to our bottom line. Their Risk Management Team didn't just place policies—they optimized our entire program for value. Transparent, competitive pricing with zero surprises."

Patricia Walsh

"We've worked with Soma for three years across multiple policies—General Liability, Commercial Property, and Tech E&O. Their consistency, responsiveness, and willingness to advocate for us at renewal makes them feel like part of our team, not just a vendor."

Marcus Thompson

"Our retail chain needed Slip & Fall, Product Liability, and Inventory coverage across five locations. Soma's Industry-Specific Coverage approach meant one application captured everything. Their technical knowledge of retail exposures is genuinely impressive."

Amanda Foster

"In our market, professional liability and malpractice insurance providers are limited. Soma's relationships with Chubb, Kinsale, and other specialty carriers give us competitive options others simply can't access. They've become our trusted risk advisor."

Robert Kane
The Soma Difference

Why Choose Soma?

Soma is the fastest and most reliable brokerage for professional liability placement—here's what sets us apart.

Specialty Placement

Soma places professional liability risks that standard brokers decline, leveraging deep relationships with Chubb, Markel, Hiscox, and Kinsale.

Fast Turnaround

No waiting weeks for quotes. Soma's expert team analyzes your risk and binds coverage fast—same-day for many professional liability classes.

One Application

Get coverage quotes across multiple carriers with a single application, saving time and eliminating the complexity of managing multiple brokers.

Expert Risk Team

Soma's Risk Management Team has processed thousands of businesses, understanding nuanced professional exposures to structure the right program at the right price.

Meet The Soma Team

Expert insurance specialists dedicated to protecting your professional practice.

Soma was built around a single conviction: complex professional risks deserve smarter, faster insurance solutions. Traditional brokers leave professionals waiting weeks for quotes, struggling to find carriers willing to engage with nuanced liability exposures across healthcare, finance, technology, and consulting. Soma changed that model. By building direct relationships with the industry's top specialty carriers—Chubb, Markel, Hiscox, Kinsale, and more—and pairing them with a risk management team that has processed thousands of business applications, Soma delivers coverage that others won't place, at competitive prices, through a seamless single-application experience. Whether you're a solo practitioner or a multi-location firm, Soma's mission is to get you insured correctly and quickly.

Top-Rated CarriersIncluding Chubb, Markel, and Hiscox
500+ Insurance ProsConnected through the Soma platform
Thousands of BusinessesSuccessfully placed and insured

Frequently Asked Questions

Is professional liability insurance the same as malpractice insurance?

They are closely related but not identical. Malpractice insurance is a specific type of professional liability insurance used primarily in healthcare and legal professions. Professional liability (or E&O) is the broader term covering all service professionals. Both protect against claims of negligence, errors, or failure to perform professional duties to the expected standard.

What are the two types of professional liability insurance?

Who needs professional liability insurance?

What does professional liability insurance typically cover?

How much does professional liability insurance cost?

What coverage limits should I choose for professional liability?

Can Soma place professional liability coverage for hard-to-insure professions?

How quickly can I get professional liability coverage through Soma?

Still Have Questions About Your Coverage?

Talk to a Soma specialist for a free, no-obligation consultation on your professional liability needs.

Certified & Trusted

Awards and Recognition

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Chubb Appointed Broker

Authorized to place coverage through Chubb, a global specialty insurance leader.

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Markel Specialty Partner

Appointed to access Markel's specialty professional liability markets.

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BBB Accredited Business

Recognized for trustworthy business practices and customer commitment.

Get Your Professional Liability Quote Today

Fill out the form below and a Soma specialist will reach out promptly to assess your professional exposures and deliver a competitive, tailored coverage proposal—no lengthy waiting periods, no broker runaround.

Contact Us Today

For immediate assistance, feel free to give us a direct call at You can also send us a quick email at