Professional Liability
Core E&O coverage protecting service professionals from client claims of negligence, errors, missed deadlines, or inadequate work — covering legal defense costs and settlements.
A single professional mistake, missed deadline, or oversight can trigger a costly client lawsuit — even when you did everything right. Soma's E&O insurance protects consultants, advisors, tech firms, and service professionals from claims of negligence, errors, and omissions. Get fast, competitive quotes tailored to your industry, your risk profile, and your budget — without chasing brokers or waiting weeks.
Comprehensive errors and omissions coverage tailored to your profession, industry, and level of client exposure.
Core E&O coverage protecting service professionals from client claims of negligence, errors, missed deadlines, or inadequate work — covering legal defense costs and settlements.
Specialized errors and omissions coverage for SaaS companies, IT consultants, and software developers facing claims from product failures, service outages, or performance shortfalls.
E&O protection for investment advisors, RIAs, and fintech firms against claims of negligent advice, missed filings, or failure to meet fiduciary obligations to clients.
Medical malpractice and professional liability coverage for physicians, group practices, and allied health practitioners — built for the most regulated and high-exposure care environments.
Soma's Risk Management Team analyzes your business operations to identify E&O exposures and structures right-sized coverage at the best available market price.
One application generates competitive E&O quotes from multiple specialty carriers across retail, tech, finance, healthcare, and other professional service verticals.
No two professional liability exposures are the same — a technology consultant faces entirely different risks than a financial advisor or a healthcare provider. Soma works with leading specialty carriers including Chubb, Hiscox, Markel, and Kinsale to structure E&O policies that match your actual services, client contracts, and industry standards. Whether you're a solo consultant or a multi-location firm, we deliver fast, accurate quotes through a single application — no weeks-long waits, no generic coverage that leaves gaps where your real exposure lives.
See how Soma has helped professionals across industries get the right E&O coverage, fast.
Soma replaces the traditional broker experience with a smarter, faster approach to professional liability coverage.
Access to Chubb, Hiscox, Markel, and Kinsale — carriers with real appetite for complex professional liability risks others decline.
Submit a single application and receive competitive E&O quotes across multiple carriers — covering your industry's specific exposure profile.
Soma's Risk Management specialists understand professional liability nuances across tech, finance, healthcare, and consulting — not just standard risks.
No chasing brokers or waiting weeks. Soma binds coverage fast, including same-day options for qualifying businesses.
Specialists who understand professional liability inside and out.
Soma was built to solve a problem every professional service business knows too well: the traditional insurance brokerage is slow, opaque, and rarely built for complex or specialized risks. Soma's team of commercial insurance specialists brings deep expertise across professional liability, tech E&O, financial services coverage, and healthcare malpractice. By partnering with hundreds of specialty carriers — including Chubb, Markel, Hiscox, and Kinsale — Soma processes thousands of businesses and delivers fast, competitively priced E&O coverage that standard brokers routinely struggle to place. The mission is straightforward: business insurance that is complete, fast, and affordable — built around how your business actually operates, not a generic policy template.
Errors and omissions insurance covers claims made by clients alleging that your professional services caused them financial harm due to a mistake, oversight, missed deadline, or failure to deliver promised results. It pays for your legal defense costs, settlements, and court-awarded damages — even if the claim turns out to be groundless. Coverage typically includes negligence, misrepresentation, and failure to perform professional duties.
Talk to a Soma specialist for a free consultation and fast, accurate quote.
Authorized to place E&O coverage through Chubb, a global specialty insurance leader.
Direct access to Hiscox, a leading carrier for professional and tech E&O risks.
Recognized for ethical business practices and commitment to client trust.
Complete one short form and Soma's specialists will match you with competitive errors and omissions quotes from top-rated carriers — fast, with no obligation.