Professional Liability
Errors and omissions coverage protecting contractors from claims alleging negligent design, faulty specifications, or failure to perform professional services to the required standard.
Construction professionals face real financial risk when a client alleges a design error, faulty specification, or failure to deliver promised results. Soma's Contractors Professional Liability Insurance shields general contractors, specialty trades, and design-build firms from costly claims—providing purpose-built coverage that standard brokers often struggle to place, at the right price and with a fast, seamless experience.
Comprehensive professional liability coverage options purpose-built for contractors, builders, and specialty trades of every size.
Errors and omissions coverage protecting contractors from claims alleging negligent design, faulty specifications, or failure to perform professional services to the required standard.
Project-specific and contractor program coverage including completed operations, contractor liability, and wrap-up insurance for general contractors, subcontractors, and specialty trades.
Soma's expert Risk Management Team analyzes your construction operations to identify exposures and place the right professional liability coverage at the most competitive price available.
Specialized builder's risk coverage protecting construction projects from foundation to completion, covering property damage, materials loss, and project-specific exposures that standard policies miss.
Broad general liability protection for contractors covering bodily injury and property damage arising from construction operations, job site activities, and completed work.
Tailored insurance programs for hard-to-insure construction businesses, covering specialty trades and complex operations with a single application and fast quote turnaround.
Contractors face a category of risk that general liability simply doesn't cover—claims that arise from professional judgment, design input, or project management decisions. Soma's Contractors Professional Liability Insurance is structured specifically for this exposure, protecting general contractors, design-build firms, and specialty trades when a client alleges a costly professional error. Construction contracts increasingly require this coverage, and Soma's specialists place it fast—often same-day—through top-rated specialty markets including Chubb, Kinsale, and Liberty Mutual.
See how Soma has helped contractors and construction professionals secure the right coverage at the right price.
Soma is built for the complex, high-stakes coverage needs of the construction industry—here's what sets us apart.
We access top-rated carriers like Chubb, Kinsale, and Liberty Mutual who have genuine appetite for contractor professional liability risks that standard brokers can't place.
No waiting weeks for quotes. Soma's Risk Management Team analyzes your construction operations and binds coverage fast—often same-day—through a single streamlined application.
From design-build contractors to specialty trades with complex operations, Soma specializes in placing coverage that other brokers routinely decline or can't structure correctly.
Soma's team doesn't just find coverage—they find coverage at the right price, ensuring your professional liability program is competitively structured without unnecessary gaps or overlaps.
Experienced insurance specialists dedicated to protecting contractors and construction professionals.
Soma was built with a single mission: to be the fastest and most reliable insurance brokerage for complex, hard-to-insure businesses. In the construction industry, where professional liability exposures are real and contract requirements are strict, having a brokerage that understands your operations isn't optional—it's essential. Soma's Risk Management Team has processed thousands of contractor accounts, building deep expertise in professional liability, completed operations, and wrap-up programs. Our specialists work with top-rated specialty markets to place coverage others won't touch, delivering a seamless experience from first application to policy issuance. We replace the frustrating back-and-forth of traditional brokerage with fast analysis, smart coverage structuring, and transparent pricing—so contractors can focus on building, not chasing insurance.
Contractors professional liability insurance—also called contractor errors and omissions (E&O) insurance—covers claims alleging that a contractor made a professional mistake, such as a design error, faulty specification, or negligent project management decision. It pays for legal defense costs and settlements when a client holds you financially responsible for a professional failure, even if the claim is groundless.
Speak with a Soma construction insurance specialist for a free, no-obligation consultation.
Authorized to place coverage through Chubb, Kinsale & Liberty Mutual
Same-day coverage placement for complex contractor risks
Recognized for insuring complex businesses others decline
Share your details and a Soma specialist will reach out to analyze your coverage needs and deliver a competitive quote—fast, with no lengthy back-and-forth.