General Liability
Compare core liability coverage for third-party bodily injury, property damage, and child care-related incidents that could lead to claims against your daycare business.
Compare daycare insurance quotes online with Soma and move from uncertainty to coverage faster. One application helps licensed centers, in-home child care providers, preschools, Montessori programs, and before/after-school operations access tailored options for liability, property, workers’ comp, auto, and more through specialty carriers that understand child care risk.
Compare essential daycare insurance coverages through one streamlined application built for child care operations.
Compare core liability coverage for third-party bodily injury, property damage, and child care-related incidents that could lead to claims against your daycare business.
Access specialty coverage designed for sensitive child care allegations, helping licensed centers and in-home providers meet common carrier, licensing, and contract expectations.
Protect against claims tied to professional mistakes, supervision concerns, or failure to deliver expected child care services with daycare-focused E&O options.
Compare workers’ compensation options for staff injuries, payroll-based exposure, and employment requirements that affect daycare centers, preschools, and larger child care programs.
Protect buildings, classroom equipment, fixtures, improvements, and other business property against covered losses such as fire, theft, vandalism, and weather-related damage.
Compare commercial auto, hired auto, and non-owned auto options for daycare vans, buses, staff driving, field trips, and child transportation exposure.
Share key details about your daycare, including provider type, enrollment, age groups, staff, property, vehicles, and licensing needs. Soma uses one application to reduce repetitive forms and avoid unnecessary broker back-and-forth.
Soma helps daycare providers compare coverage with speed, clarity, and specialty market access.
One daycare application helps reduce delays, repeated forms, and weeks of broker follow-up.
Soma works with hundreds of carrier partners to find options for complex child care risks.
Coverage is shaped around enrollment, staffing, transportation, licensing, property, and age-group exposure.
The Risk Management Team understands hard-to-place operations, including infant care and prior-claim situations.
Risk specialists helping daycares compare coverage faster.
Soma is built for business owners who need commercial insurance completed fast, accurately, and without chasing brokers for weeks. Its Risk Management Team analyzes each operation, identifies real exposures, and works with hundreds of carrier partners to place coverage at the right price. For daycare providers, that means a process designed around enrollment, licensing, staffing, property, transportation, and hard-to-insure child care risks. Soma has processed thousands of businesses and specializes in complex operations that standard markets often decline. The vision is simple: replace the slow traditional brokerage experience with one application, clearer quote comparison, and faster coverage placement for businesses that cannot afford delays.
Online daycare insurance quote comparison lets you submit one set of business details, then review coverage options matched to your operation. Soma uses information such as enrollment, age groups served, facility type, transportation exposure, payroll, and licensing requirements to help identify carriers that are willing to write child care risk, including harder segments like infant care.
Get clear guidance before choosing your daycare insurance policy.
Access to leading commercial insurance markets.
Specialty placement for difficult child care risks.
Risk team experienced across complex businesses.
Tell us about your daycare, enrollment, licensing needs, and current coverage so Soma can help compare quote options quickly.
To help us assist you faster, please include the reason for your message so the relevant team can reach out as soon as possible.
To help us assist you faster, please include the reason for your message so the relevant team can reach out as soon as possible.