General Liability
Protect your property management business from third-party bodily injury and property damage claims arising from tenant incidents, slip-and-fall accidents, or on-site operations across your managed properties.
Property management companies face unique risks — from tenant injuries and property damage claims to professional liability and vendor disputes. Soma delivers fast, affordable business insurance built specifically for property managers, starting at just $25/month. One application, hundreds of carrier options, and coverage tailored to protect your portfolio and your bottom line.

Comprehensive insurance coverages designed to protect every aspect of your property management operations.
Protect your property management business from third-party bodily injury and property damage claims arising from tenant incidents, slip-and-fall accidents, or on-site operations across your managed properties.
Cover your business against claims of negligence, errors, or omissions in the management of properties — including missed lease enforcement, inadequate maintenance, or tenant disputes that lead to financial loss.
Safeguard your office space, equipment, and business assets from fire, theft, vandalism, and other covered perils. Essential protection for property management firms with physical offices or owned facilities.
Shield your business from the growing risk of data breaches and ransomware attacks involving tenant personal data, lease records, and financial information stored in your property management software.
Cover your vehicles used for property inspections, maintenance coordination, and tenant visits. Commercial auto insurance ensures your team is protected on every drive between managed properties.
Soma's dedicated Risk Management Team analyzes your property management portfolio and identifies the right coverage mix — replacing the guesswork of traditional brokers with a smarter, faster approach.
Property management companies handle complex, layered risks every single day — managing contractors, handling tenant complaints, overseeing maintenance, and protecting client assets. Soma's insurance programs are purpose-built for this reality. With access to hundreds of top-rated carriers like Chubb, Markel, and Liberty Mutual, we place comprehensive coverage fast, through a single application. Whether you manage five units or five hundred properties, we find the right price for the right protection.

See how Soma has helped property management businesses secure the right coverage, fast and affordably.
Soma is the fastest and most reliable insurance brokerage for property management businesses — here's what sets us apart.
No waiting weeks for quotes — Soma binds property management coverage fast, often same-day, so you're protected without delays.
Submit one application and receive quotes across hundreds of carrier partners, all tailored to property management operations.
Our Risk Management Team understands property management exposures deeply — from tenant liability to contractor disputes and lease errors.
Plans start at just $25/month. Soma's carrier network allows us to find right-priced coverage for property managers of every size.
Experienced insurance specialists dedicated to protecting your property management business.
Soma was built to solve a problem that property managers and complex businesses know all too well — slow brokers, generic coverage, and overpriced policies. As the fastest brokerage specializing in hard-to-insure and industry-specific businesses, Soma's team has processed thousands of businesses across every major sector. Our Risk Management specialists take the time to understand your property portfolio, tenant mix, and operational risk profile before recommending coverage. We partner with top-rated carriers including Chubb, Nationwide, Markel, and Liberty Mutual to deliver comprehensive, competitively priced programs through a single, seamless application — so you can focus on managing properties, not chasing insurance brokers.
A property management company typically needs General Liability insurance to cover third-party injury and property damage claims, Professional Liability (Errors & Omissions) for management mistakes or negligence, Commercial Property insurance for office assets, Cyber Liability to protect tenant data, and Commercial Auto if your team drives to managed properties. Bundling these coverages into a tailored program ensures comprehensive protection across your operations.
Talk to a Soma insurance specialist for a free, no-obligation consultation tailored to your property management business.
Accredited for ethical business practices and reliability
A trusted network of verified insurance professionals
Partnered with Chubb, Markel, and Liberty Mutual
Fill out the form below and a Soma specialist will reach out to build a coverage program tailored to your property management business — fast, affordable, and starting at just $25/month.