General Liability
Protects your electrical contracting business from third-party bodily injury and property damage claims arising from your operations, completed work, and on-site activities.
Electrical contractors face unique on-site risks — from arc flash incidents and faulty wiring claims to third-party property damage. Soma's commercial coverage is engineered specifically for electrical contractors, combining General Liability, Workers' Comp, and Tools & Equipment protection into one fast, affordable program. Get insured without the paperwork headaches or weeks of waiting.
Comprehensive commercial coverage built for every risk an electrical contractor faces, from the job site to the road.
Protects your electrical contracting business from third-party bodily injury and property damage claims arising from your operations, completed work, and on-site activities.
Covers electrical installations, materials, and equipment from the project start through completion, protecting against fire, theft, vandalism, and accidental damage on commercial job sites.
Insures your work trucks, vans, and vehicles used to transport crews and equipment to job sites, covering liability, collision, and comprehensive losses on every drive.
Shields your business from claims of design errors, faulty electrical specifications, or negligent workmanship that result in financial loss or property damage for a client.
Soma's expert team analyzes your electrical contracting operation to identify exposures and structure a right-priced, seamless insurance program — replacing the traditional broker model.
One application gets your electrical contracting business customized quotes across all required lines, tailored to your specific trade, project types, and contract requirements.
Electrical contracting carries some of the highest on-site liability exposure in the construction trades — arc flash events, wiring defects, and equipment damage can generate six-figure claims overnight. Soma structures multi-line insurance programs that satisfy general contractor requirements, lender certificates, and state licensing boards in one seamless process. From a single application, we place coverage through top-rated specialty carriers like Chubb, Liberty Mutual, and Kinsale — getting electrical contractors insured fast, at the right price, with no broker runaround.
See how electrical contractors across industries have secured fast, affordable coverage through Soma.
Soma is built differently — we replace the traditional broker model with a smarter, faster way to protect your electrical contracting business.
We place contractor insurance others decline, using hundreds of carrier partners to find the right fit for your operation.
A single application generates quotes across all required lines — no chasing multiple brokers or filling out redundant forms.
Electrical contractors get quoted and bound quickly — no waiting weeks while a job sits on hold for a certificate of insurance.
Soma's Risk Management specialists understand trade contractor exposures and structure programs that meet contract, lender, and licensing requirements.
Experienced insurance specialists dedicated to protecting contractors and complex businesses.
Soma is a specialty insurance brokerage built specifically for complex and hard-to-insure businesses — including electrical contractors whose risk profiles many standard markets routinely turn away. Our Risk Management Team has processed thousands of businesses across construction, manufacturing, trucking, and more, developing deep expertise in placing the right coverage at the right price without the delays of a traditional broker. We work with top-rated carriers including Chubb, Liberty Mutual, Kinsale, Markel, and Nationwide to build seamless, multi-line programs that protect electrical contractors from the job site to the road. Soma's mission is straightforward: fast, reliable, and affordable commercial coverage — complete with a single application and no broker runaround.
An independent electrical contractor should carry at minimum General Liability insurance to cover third-party bodily injury and property damage claims. Most contracts and project owners also require Workers' Compensation, Commercial Auto for work vehicles, and a Tools & Equipment (Inland Marine) policy. Depending on your project scope, Professional Liability and Builder's Risk may also be required to satisfy lender or GC requirements.
Talk to a Soma specialist for a fast, no-obligation consultation on the right program for your business.
Placed through Chubb, a top-rated global insurer
Coverage backed by Liberty Mutual's A-rated strength
Recognized for transparent and trustworthy service
Fill out the form below and a Soma Risk Management specialist will reach out to discuss your coverage needs, answer your questions, and get your business insured — fast.