General Liability
Protect your paving business from third-party bodily injury and property damage claims arising from your job-site operations, completed work, and on-premises incidents.
Paving contractors face unique on-site risks — from equipment damage and third-party injuries to job-site liability that standard policies often miss. Soma cuts through the complexity to deliver fast, affordable commercial coverage tailored to your paving operations. One application, expert risk analysis, and same-day quotes from top-rated carriers. Get the protection your business demands without chasing brokers.

Comprehensive commercial coverage options built for the unique risks paving contractors face on every job site.
Protect your paving business from third-party bodily injury and property damage claims arising from your job-site operations, completed work, and on-premises incidents.
Cover your fleet of dump trucks, rollers, and work vehicles under a consolidated commercial auto policy — including hard-to-place vehicles standard carriers routinely decline.
Insure paving projects from groundbreaking to completion, protecting materials, equipment, and work in progress against damage, theft, and unforeseen losses on the job site.
Inland marine coverage for owned and rented paving machinery, compactors, and hand tools — whether on-site, in transit, or temporarily stored at a yard.
Safeguard your office, storage yard, and physical assets against fire, theft, and weather-related losses with commercial property insurance tailored to contractor operations.
Soma's dedicated risk management team analyzes your paving business, identifies coverage gaps, and secures the right policies at the right price — faster than traditional brokers.
Paving contractors operate heavy equipment, manage large crews, and take on projects where a single incident can trigger costly claims. Soma replaces the slow, frustrating broker experience with a smarter approach — one application, expert risk analysis, and quotes from top-rated carriers like Chubb, Liberty Mutual, and Nationwide. Whether you're a sole operator or running a multi-crew commercial outfit, we place coverage others won't and get you insured at the right price.

See how paving contractors across the country got the right coverage fast through Soma.
Soma is built for complex, hard-to-insure businesses — and paving contractors are exactly the kind of risk we specialize in.
Get quotes from hundreds of top-rated carriers with a single fast application — no weeks of waiting or chasing brokers.
Our risk team understands paving contractor exposures and places coverage that standard commercial markets regularly decline.
We partner with Chubb, Liberty Mutual, Nationwide, Kinsale, and more to find the most competitive and comprehensive contractor coverage.
Soma's streamlined process means your paving business gets insured quickly — so you can meet contract requirements and get back to work.
Expert risk professionals dedicated to protecting contractor businesses.
Soma is the fastest and most reliable insurance brokerage for complex, hard-to-insure businesses — including paving contractors who have been turned away by standard markets. Our risk management specialists have processed thousands of businesses across construction, trucking, manufacturing, and more, developing the deep carrier relationships and underwriting expertise needed to place difficult risks fast. We replace the traditional broker model with a seamless, tech-enabled experience: one application, expert analysis, and same-day quotes tailored to your operations. Whether you're a small paving crew or a large commercial contractor, Soma acts fast, negotiates hard, and gets you the coverage your business needs at a price that makes sense.
The best insurance for contractors typically combines General Liability, Commercial Auto, and Tools & Equipment (Inland Marine) coverage. For paving contractors specifically, Builder's Risk and Completed Operations coverage are also critical. The ideal program depends on your project types, fleet size, and crew count. Soma's risk management team analyzes your specific operations and matches you with top-rated carriers like Chubb, Liberty Mutual, and Nationwide to build the right program.
Talk to a Soma risk specialist for a fast, no-obligation consultation on your paving business.
Partnered with industry-leading carriers for superior coverage
Specialized team certified in complex commercial risk placement
Proven track record placing hard-to-insure commercial businesses
Complete one simple application and Soma's risk management team will analyze your paving business, shop your coverage across hundreds of top-rated carriers, and deliver a fast, competitive quote — no broker runaround required.