Protect your skilled trade or trucking business with specialized insurance from Soma. We provide comprehensive coverage tailored to the unique risks artisans, contractors, and trucking professionals face. Our experts work quickly to secure the right general liability, commercial auto, and cargo policies from top carriers, ensuring your operations are protected without the long wait. Get fast, reliable, and affordable coverage designed for you.
We offer a complete range of insurance products to protect every aspect of your business operations.
Comprehensive coverage for owner-operators and fleets, including cargo, liability, physical damage, and trailer interchange. We handle DOT and FMCSA filings and specialize in hard-to-insure risks like new ventures and hazmat haulers.
Liability and physical damage protection for all vehicles used in your business, from a single work van to a full fleet. We cover owned, hired, and non-owned vehicles, placing risks that standard markets often decline.
Essential protection against third-party claims of bodily injury, property damage, and personal injury. We secure robust GL policies for businesses in every category, ensuring you're covered from daily operational risks.
Tailored programs for general contractors and specialty trades. Coverage includes contractor liability, tools and equipment, completed operations, and installation floaters to meet project and lender requirements.
Protect buildings and structures during construction or renovation. This policy covers materials, fixtures, and work in progress against theft, fire, weather, and vandalism from groundbreaking until project completion.
Also known as Errors & Omissions (E&O), this covers claims of negligence or mistakes in your professional services. It's crucial for artisans who provide advice, designs, or consultations as part of their work.
Your business is unique, and your insurance should be too. We don't offer one-size-fits-all policies. Instead, our risk management experts analyze your specific operations, from the tools you use to the cargo you haul, to build a custom insurance program. We partner with hundreds of carriers to find the precise coverage that protects your livelihood, ensuring you only pay for what you truly need.
We deliver a better insurance experience by focusing on what matters most to your business.
We excel at placing complex and hard-to-insure risks that other brokerages typically decline.
Our efficient process means you get accurate quotes in hours or days, not weeks.
With hundreds of carrier partners, we find the best coverage options and pricing for you.
We customize every policy to your specific operations, ensuring no gaps in your business's coverage.
Your partners in securing reliable business insurance.
Soma was founded to revolutionize the commercial insurance industry. We saw that skilled professionals, especially those in complex or hard-to-insure fields like trucking and contracting, were underserved by traditional brokers who were slow and lacked specialization. Our mission is to provide a faster, more transparent process. By leveraging technology and a team of risk management experts, we analyze your business's unique exposures and quickly place the right coverage. We've processed thousands of businesses, replacing the old model with a seamless experience that gets you the protection you need without the hassle, so you can focus on your work.
Artisan and truck insurance is a combination of specialized policies designed to protect skilled tradespeople (like carpenters, plumbers, electricians) and trucking professionals. It typically bundles coverages like general liability for operational risks, commercial auto for work vehicles and trucks, and inland marine or motor truck cargo for tools, equipment, and goods in transit. The goal is to create a comprehensive safety net for the unique exposures these professions face daily.
Our team of insurance experts is ready to help. Contact us today for a free consultation.
We partner with A-rated carriers like Chubb and Markel.
A fully licensed and insured brokerage you can trust.
Our team holds extensive expertise in commercial risk assessment.
Fill out one simple form, and our experts will analyze your needs to find the best coverage at the right price from our network of top carriers.
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