Trucking Insurance
Specialized coverage for owner-operators and fleets, including cargo, liability, physical damage, and trailer interchange. We handle DOT and FMCSA filings and excel at hard-to-insure risks like new ventures and hazmat haulers.
For Texas City owner-operators and fleet managers, navigating the complexities of commercial trucking insurance is critical. Soma provides fast, reliable, and affordable coverage customized to your specific operations. Whether you're hauling from the Port of Texas City or running routes across the state, we protect your cargo, equipment, and business with policies designed to meet all DOT and FMCSA requirements, ensuring you stay compliant and protected on the road.

We offer a full suite of insurance products to keep your Texas City trucking business protected on all fronts.
Specialized coverage for owner-operators and fleets, including cargo, liability, physical damage, and trailer interchange. We handle DOT and FMCSA filings and excel at hard-to-insure risks like new ventures and hazmat haulers.
Protect the vehicles your business relies on. We provide liability and physical damage coverage for owned, hired, and non-owned vehicles, from single trucks to entire fleets operating out of Texas City.
Protect your business from third-party claims of bodily injury or property damage not related to your trucks, such as accidents at your depot or during loading and unloading operations.
Our expert team analyzes your business's unique exposures to ensure you have the right coverage, replacing the traditional broker experience with a faster, more transparent and accurate process.
Insure your physical assets like buildings, equipment, and inventory against risks like fire, theft, and weather, which is crucial for terminals and depots in the Texas City coastal area.
Protect your logistics and customer data from breaches and ransomware. This is essential coverage for modern trucking companies that rely on digital systems for dispatch, billing, and compliance.
Your trucking operation is unique. We build insurance programs that match. From owner-operators with a new authority to established fleets hauling specialty commodities, we find the right policy. We understand the specific demands of operating in Texas City, from port regulations to state compliance, ensuring your coverage is comprehensive, competitively priced, and placed without the typical delays, getting you on the road faster.

We deliver a better insurance experience, built on speed, expertise, and transparency.
Our risk management team understands the unique challenges facing Texas City truckers and secures proper coverage.
With access to hundreds of carrier partners, we find the best coverage at the right price.
We provide fast quote turnarounds, respecting that your time is valuable and needs to be spent on the road.
We excel at placing hard-to-insure risks, including new ventures, specialty cargo, and drivers with violations.
Our dedicated team is ready to find the right coverage for your trucking business.
Soma was founded to revolutionize the commercial insurance landscape, replacing the slow, complex brokerage process with a streamlined, transparent experience. We specialize in finding coverage for businesses that traditional markets often decline, particularly in vital industries like trucking. Our commitment is to support the operators and companies that form the backbone of the Texas City economy. We understand the pressures of logistics and transportation, and our mission is to provide robust, affordable insurance solutions that empower our clients to operate with confidence and security, knowing their assets and livelihoods are fully protected by experts who understand their needs.
In Texas, you'll need Primary Auto Liability as required by the FMCSA and Texas DOT. It's also highly recommended to have Motor Truck Cargo to protect the freight you're hauling and Physical Damage coverage for your truck and trailer. Depending on your operations, you may also need General Liability, Trailer Interchange, or Non-Trucking Liability insurance. We can help assess your specific needs.
Our Texas-based insurance specialists are ready to provide clear answers and a free quote.
Access to hundreds of A-rated insurance carriers.
Fully licensed to provide insurance solutions in Texas.
Dedicated to finding the right coverage for your business.
Fill out the form below, and one of our specialists will contact you to discuss your coverage needs.
To help us assist you faster, please include the reason for your message so the relevant team can reach out as soon as possible.
To help us assist you faster, please include the reason for your message so the relevant team can reach out as soon as possible.